What Retirement Planning Really Means—and Why It Matters

Retirement planning creates a roadmap for your financial life after you stop working. It’s more than just saving—it’s about organizing every moving piece of your finances to support the lifestyle you envision in retirement. That includes:

  • Saving and investing for long-term goals

  • Developing income strategies from your retirement accounts

  • Managing taxes, inflation, and healthcare costs

  • Deciding when to claim Social Security or pensions

  • Planning ahead for estate and legacy needs

When it’s done well, retirement planning brings clarity and confidence—helping you feel secure in your finances and your future.

Why Smart Retirement Planning Is Essential in Springfield

Springfield is a wonderful place to enjoy retirement—with access to nature, community, and convenience. But just like anywhere, the cost of living, healthcare expenses, and market fluctuations can add financial uncertainty if you’re not prepared. That’s why having a retirement plan built specifically for you—by someone who understands the Springfield community—is essential.

We assist individuals and couples in Springfield who meet the following criteria:

  • Are between 45–70+ years old

  • Have $100k or more in investable assets

  • Want to retire comfortably and confidently

  • Value long-term relationships and trustworthy advice

Our goal is to guide you through each phase of the retirement journey, from early planning to income management and beyond.

Our Retirement Planning Services: Personalized, Practical, Proven

Every person’s retirement goals are different—so our process is personalized, strategic, and flexible. Here’s how we help:

Pre-Retirement Planning

We’ll assess your financial picture and help you determine how much you need to retire—and how to grow your savings efficiently while you’re still working.

Retirement Income Strategies

Once you’ve retired, we help you shift from accumulation to income—turning your nest egg into predictable monthly income that works for your lifestyle.

Pension Plan & 401(k) Guidance

We provide support for evaluating, optimizing, and rolling over employer retirement plans to match your income needs and tax strategy.

Social Security Timing Advice

Deciding when to claim Social Security benefits truly matters. We’ll walk you through your options and help you decide what’s right for your situation.

Wealth & Investment Planning

Your investments should still work for you in retirement. We help balance your portfolio to support growth, stability, and income.

Estate & Legacy Coordination

We coordinate with your estate planning team to help ensure your wealth is transferred efficiently, minimizing taxes and protecting your legacy.

All of our services are delivered with your long-term security in mind—because retirement planning should reflect your values, not just formulas or industry trends.

Meet Your Retirement Advisors Serving in Springfield, OR

We know retirement is personal. At Tetralogy Financial Planning Group, you’re treated as a partner—not a number. Our team doesn’t push products or offer generic advice. Instead, we take the time to understand your lifestyle, your family, and what you want your retirement to look like.

Our advisors, Ryan Lew, CFP® and Ben Wenzel, CFP®, bring over 60 years of combined experience in financial services. We’re proud to offer clients in Springfield honest, clear, and jargon-free financial guidance—built on trust, not commissions.

When you work with us, you get:

  • Transparent advice from credentialed professionals

  • Local support and understanding of the Springfield economy

  • A long-term relationship focused on your peace of mind

Frequently Asked Questions

  • It’s never too early—or too late—to start. Whether you’re 10 years away or already retired, having a plan helps you stay in control and adjust as life changes.

  • It includes saving, investing, income strategies, Social Security decisions, tax planning, and more. It’s a complete approach to help you retire on your terms.

  • Yes! We offer guidance on employer-sponsored plans, rollovers, and choosing pension payout options that align with your income needs and goals.

  • Most of our clients have $100k+ in investable assets, but we’re always happy to chat and see if we’re a good fit for your financial needs.

  • We’re local, relationship-focused, and committed to doing what’s right for you. No sales tactics—just honest, personalized financial planning.

Start Your Retirement Planning in Springfield, OR With Confidence

Planning your retirement doesn’t have to feel complicated or overwhelming. With the right team in your corner, you can move forward knowing your future is in good hands—whether you're preparing to retire in a few years or fine-tuning a plan you've already started.

If you're looking for trusted retirement planning in Springfield, OR, Tetralogy Financial Planning Group is here to help. Give us a call at (541)-600-3344 or fill out our quick online form to take the first step toward your retirement goals.