When couples start thinking about money together, it can feel like walking into a maze without a map. Money talks often get tangled with emotions and misunderstandings, leaving many unsure where to begin. But the truth is, good financial planning doesn't have to be complicated or uncomfortable. By opening up about your finances early on and working as a team, you can turn confusing money matters into clear steps toward a shared future. 

Whether you're newlyweds in Eugene or long-time partners looking to align your financial vision, working with an experienced financial advisor in Eugene, OR, can help you navigate these important conversations with confidence.

Retirement accounts come with a lot of rules, but one that often surprises people is the Required Minimum Distribution, or RMD. If you're wondering when and how much you have to withdraw from your savings once you hit a certain age, you're not alone. These mandatory withdrawals aren't just about taking money out; they're about timing, taxes, and avoiding penalties that can cost thousands.

Let's break down what RMDs really mean and why they should be part of your retirement plan.