Planning your legacy might feel like something you put off until later, but starting with the right steps can make a big difference for your family's future. It's not just about handing down money or things. It's about making sure your values and wishes carry on smoothly without confusion or conflict.

Whether you're just beginning to think about your family's financial future or looking to refine an existing plan with professional guidance in investment and wealth management in Eugene, OR, this article will walk you through straightforward ways to build a clear and thoughtful legacy plan in 2026.

Retirement planning can often feel like solving a puzzle, where the pieces keep shifting. You might think saving a bit here and there is enough, only to realize later that taxes, healthcare costs, or even how long you'll live can seriously shake things up.

Whether you're enjoying Eugene's riverside trails or planning your next adventure in the Pacific Northwest, getting your retirement strategy right matters. Working with a knowledgeable retirement financial advisor in Eugene, OR, can help you spot these challenges early and build a plan that actually works in real life, not just on paper.

Common retirement planning mistakes include neglecting to account for tax impacts on withdrawals, being overly conservative with investments, and failing to plan adequately for healthcare expenses. Let's dive into the specific mistakes retirees often make and more importantly, how you can avoid them.

When couples start thinking about money together, it can feel like walking into a maze without a map. Money talks often get tangled with emotions and misunderstandings, leaving many unsure where to begin. But the truth is, good financial planning doesn't have to be complicated or uncomfortable. By opening up about your finances early on and working as a team, you can turn confusing money matters into clear steps toward a shared future. 

Whether you're newlyweds in Eugene or long-time partners looking to align your financial vision, working with an experienced financial advisor in Eugene, OR, can help you navigate these important conversations with confidence.

Retirement accounts come with a lot of rules, but one that often surprises people is the Required Minimum Distribution, or RMD. If you're wondering when and how much you have to withdraw from your savings once you hit a certain age, you're not alone. These mandatory withdrawals aren't just about taking money out; they're about timing, taxes, and avoiding penalties that can cost thousands.

Let's break down what RMDs really mean and why they should be part of your retirement plan.